How Much Does a New Roof Cost in Texas? A 2025 Homeowner’s Guide
Replacing your roof is one of the biggest investments you’ll make as a homeowner. Whether your roof is aging, storm-damaged, or you’re planning a long-term upgrade, understanding the real costs can help your budget with confidence.
In this 2025 guide, we’ll break down the average roof replacement costs in Texas, what factors affect pricing, and how financing options can make a new roof more affordable.
Average Roof Replacement Costs in Texas (2025)
On average, Texas homeowners can expect to pay between $8,000 and $25,000 for a new roof in 2025. The final cost depends on your home’s size, roof complexity, and material choice.
Here’s a quick look at typical price ranges:
Asphalt Shingles (most common): $8,000 – $15,000
Metal Roofing: $15,000 – $30,000
Tile Roofing: $18,000 – $35,000
Flat Roof Systems: $10,000 – $20,000
💡 Pro Tip: Prices can vary significantly depending on your city. A roof in Houston may cost differently than in San Antonio or Austin due to local labor and permitting costs.
Key Factors That Affect Roof Costs
Several elements can impact the price of your new roof:
Roof Size & Pitch – Larger or steeper roofs require more materials and labor.
Material Selection – Asphalt is affordable, while metal and tile increase durability but also cost.
Tear-Off vs. Overlay – Removing the old roof adds labor but ensures a longer-lasting installation.
Underlayment & Ventilation – Proper waterproofing and ventilation protect your home and extend roof life.
Warranty Coverage – Manufacturer-backed warranties often come with premium installations.
Storm Damage & Insurance – If damage is storm-related, your insurance may cover most of the cost (minus deductible).
Financing Your New Roof
We understand that roof replacement is a major expense. That’s why Craft Masters offers flexible financing options through Enhancify. With monthly payment plans, you can protect your home today without the stress of a large upfront payment.
👉 Example: A $12,000 roof project could be financed for as little as $120/month (based on credit approval).
How Insurance Fits In
Texas homeowners often face storm damage from hail, hurricanes, and wind. If your roof replacement is tied to storm damage, insurance may cover the majority of your costs.
Covered by your homeowner’s policy (only deductible applies)
No increase in premiums for natural disaster claims
Craft Masters works directly with your insurance company to simplify the process
Signs It’s Time for a New Roof
Not sure if you need a full replacement? Look for these red flags:
Shingles are curling, cracked, or missing
Frequent leaks or water stains inside your home
Sagging roof deck
Granules collecting in gutters
Roof is 15–20 years old
If you notice any of these, schedule a free inspection with Craft Masters.
Why Choose Craft Masters Roofing & Exteriors?
With over 14 years of experience serving Texas homeowners, Craft Masters delivers:
Certified Installations (GAF, CertainTeed, Owens Corning & more)
Manufacturer-Backed Warranties
Insurance Claim Assistance
Financing Options through Enhancify
Local Expertise in Texas weather and building codes
Final Thoughts
Your roof is your home’s first line of defense against Texas weather. Knowing the costs upfront—and the options available—can help you plan wisely. Whether you’re budgeting for the future or facing urgent storm damage, Craft Masters is here to guide you through every step.
📞 Ready for answers? Call us today at (877) 844-7663 or schedule your free roof inspection.
